How we collect, use, and protect your personal information — in compliance with Quebec Law 25 and Canada's PIPEDA.
Genie Ouyang, Licensed Mortgage Broker, operating under Orbis Mortgage Group (AMF licence: 604725 · FRSA: 13476 · MSC: RW-2411261 · NMLS: 2583431), is responsible for the personal information collected through this website (genieouyangmortgage.com).
We are committed to protecting your privacy in accordance with Quebec's Act Respecting the Protection of Personal Information in the Private Sector (Law 25 / Bill 64) and Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).
We collect only the information necessary to provide our mortgage brokerage services:
| Category | Examples | How collected |
|---|---|---|
| Contact information | Name, phone number, email address | Contact form, newsletter signup |
| Financial information | Income range, property type, purchase price | Contact form, consultation |
| Usage data | Pages visited, device type, browser | Analytics tools (Google Analytics) |
| Communication data | Messages sent via contact form or email | Contact form (Formspree), email |
We do not collect Social Insurance Numbers, full financial account numbers, or credit reports through this website. Such information is collected only through secure, regulated mortgage application platforms.
We process your personal information based on: your consent (newsletter, contact form), contractual necessity (mortgage application process), and legitimate interests (website analytics, fraud prevention).
You may withdraw consent at any time without affecting the lawfulness of processing before withdrawal.
This website uses the following third-party services, each with their own privacy practices:
We do not sell your personal information to any third party.
This website uses cookies and similar tracking technologies to improve your browsing experience and analyze traffic. Types of cookies used:
You can disable cookies in your browser settings. This may affect some site functionality.
We retain personal information only as long as necessary:
Under Quebec's Law 25, you have the right to:
To exercise any of these rights, contact us using the details below. We will respond within 30 days.
We implement appropriate technical and organizational measures to protect your personal information, including encrypted website transmission (HTTPS), use of reputable third-party processors with their own security standards, and restricted access to client information on a need-to-know basis.
In the event of a privacy breach that presents a risk of serious harm, we will notify affected individuals and the CAI as required by Law 25.
We may update this Privacy Policy from time to time. The effective date at the top of this page will always reflect the most recent version. Continued use of the website after changes constitutes acceptance of the updated policy.
For any privacy-related questions, access requests, or complaints:
Genie Ouyang — Privacy Officer
Orbis Mortgage Group
285 Place D'Youville, Unit 9, Montreal, QC H2Y 2A4
Genie Ouyang, courtière hypothécaire autorisée, opérant sous Orbis Mortgage Group (licence AMF : 604725 · FRSA : 13476 · MSC : RW-2411261 · NMLS : 2583431), est responsable des renseignements personnels collectés via ce site web (genieouyangmortgage.com).
Nous nous engageons à protéger votre vie privée conformément à la Loi sur la protection des renseignements personnels dans le secteur privé du Québec (Loi 25) et à la Loi sur la protection des renseignements personnels et les documents électroniques (LPRPDE) du Canada.
Nous collectons uniquement les renseignements nécessaires à la prestation de nos services hypothécaires :
| Catégorie | Exemples | Mode de collecte |
|---|---|---|
| Coordonnées | Nom, téléphone, courriel | Formulaire de contact, infolettre |
| Renseignements financiers | Fourchette de revenus, type de propriété, prix d'achat | Formulaire, consultation |
| Données d'utilisation | Pages visitées, type d'appareil, navigateur | Google Analytics |
| Communications | Messages via formulaire ou courriel | Formspree, courriel |
Nous ne collectons pas de numéros d'assurance sociale, de numéros de compte complets, ni de rapports de crédit via ce site web.
En vertu de la Loi 25 du Québec, vous avez le droit de :
Nous répondrons à votre demande dans un délai de 30 jours.
Nous ne vendons pas vos renseignements personnels à des tiers.
Genie Ouyang — Responsable de la protection des renseignements personnels
Orbis Mortgage Group
285, Place D'Youville, unité 9, Montréal, QC H2Y 2A4
欧阳洁妮（Genie Ouyang），持牌抵押贷款经纪人，隶属于 Orbis Mortgage Group（AMF牌照：604725 · FRSA：13476 · MSC：RW-2411261 · NMLS：2583431），负责通过本网站（genieouyangmortgage.com）收集的个人信息。
我们承诺依照魁北克《私营部门个人信息保护法》（第25号法律）及加拿大《个人信息保护和电子文件法》（PIPEDA）保护您的隐私。
| 类别 | 示例 | 收集方式 |
|---|---|---|
| 联系信息 | 姓名、电话、电子邮件 | 联系表单、订阅注册 |
| 财务信息 | 收入范围、房产类型、购买价格 | 联系表单、咨询 |
| 使用数据 | 访问页面、设备类型、浏览器 | Google Analytics |
| 通讯内容 | 通过表单或电子邮件发送的消息 | Formspree、电子邮件 |
我们不会通过本网站收集社会保险号、完整金融账户号码或信用报告。
我们将在 30天 内回复您的请求。
我们不会将您的个人信息出售给任何第三方。
欧阳洁妮（Genie Ouyang） — 隐私负责人
Orbis Mortgage Group
285 Place D'Youville, Unit 9, 蒙特利尔, QC H2Y 2A4